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HISTORY AND DEVELOPMENT OF VOLUNTARY MEDICAL
THE OPERATION OF BLUE CROSS AND BLUE SHIELD
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administrative allow American Hospital Association American Medical Association amount approval areas Association of Blue average basis benefit structures Blue Cross Association Blue Cross Commission Blue Cross plans Blue Cross-Blue Shield Blue Shield organizations Blue Shield plans boards of directors California cent certificates community rate contract cooperate corporation covered Cross and Blue Cross or Blue determine doctors enabling acts enrollment executives expenditures experience rating fee schedules funds group conversion health insurance hospital and medical hospital service associations Illinois income indemnity individual institutions insurance commissioner insurance department laws legislation limits major medical service associations medical service plans medical societies member hospitals membership ment method NAIC National Association nongroup nonprofit North Dakota operating patients payments Pennsylvania percentage physicians pital premium prepayment problem procedures regulation regulatory authority regulatory officials reimbursement self-regulation service benefits social specified stipulate supervisory officials surance surgical tion utilization York