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4 Characteristics of Our Plan
How the Program Would Operate
Q Adverse and Preferred Risk Selection
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actuarial categories adjusted administrative costs adverse selection Alain Enthoven American Enterprise Institute amount basic benefits buy coverage buy insurance choice choose community rating competitive markets consumers copayments core services current tax Danzon distortions efficient eliminate employer pays employment employment-based equity expected expenditures fallback insurer family income federal financing flexible spending accounts group coverage group insurance guaranteed renewability health care system health plans high risks high-income higher incentives income level income tax income-related increase insurance coverage insurance markets less limited low-income mandate Medicaid medical services Medicare middle class minimum coverage national health insurance obtain coverage offer out-of-pocket costs out-of-pocket expenses out-of-pocket payments payroll tax percent permitted persons POP plans poverty line prefer premium cost private insurance proposal purchase rate of growth receive regressive tax required coverage Resident Scholar risk rating RNHI scheme substantial supplemental tax credit tax exclusion tax rates tax subsidy uninsured workers