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lmperfect lnformation with Company Foresight
Summary and Conclusions
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1929 Medical Impairment 1951 Impairment Study Actuarial Society America and Association amount analysis annuities applicants assessed blindness blood pressure classes CN CN CN company's coronary coronary heart disease death claims decline discriminant disease duodenal ulcer electrocardiogram emphysema epilepsy equilibrium expected number expected value Figure flat extra charges force of mortality gout Heart Murmurs high risks impaired group indifference curve individual Insurance Company Insurance Medical Directors intercompany issue ages lnsurer logistic function loss distribution low risks male medical impairment manual Medical Impairment Study Medical Risks methodology minimum debit mortality ratio multiple logistic function multivariate number of policies peptic ulcer percent at age policies terminating policyholders Prudential Assurance Company risk classification risk factors second company Singer and Levinson Society of Actuaries Society of America specific impairment standard issue statistical systolic terminating by death underwriting manuals York Life Insurance