State Health Insurance Market Reform: Toward Inclusive and Sustainable Health Insurance Markets
In this volume, leading American health economists provide a critical assessment of the current state of knowledge of insurance market reform that is accessible to both policy-makers and researchers.
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adverse selection ance assessment benefits Buchmueller carriers Chollet consumers control group costs Current Population Survey economic effects of reform effects of small-group empirical employees enrollees estimates expenditures group market guaranteed issue guaranteed renewal Health Affairs health insurance coverage health insurance markets health insurance reform health plans health risks health status high-risk pools HIPAA impact of reform increase indi individual coverage individual health insurance individual insurance market individual market insurance market reform laissez-faire large firms limited low-risk market failure Marquis Maryland medical underwriting Monheit nomic non-reform offer percent policymakers Pollitz population portability pre-existing condition pure community rating rate bands rating laws rating reform reduce regulations regulatory reinsurance risk adjustment risk pools risk sharing risk-based subsidies Schone Simon small firms small-group and individual small-group health insurance small-group market small-group reform studies Survey Swartz tion underwriting uninsured V(HI variables vidual workers York’s