Successful homeownership and renting through housing counseling: hearing before the Subcommittee on Housing and Community Opportunity of the Committee on Financial Services, U.S. House of Representatives, One Hundred Eighth Congress, second session, March 18, 2004
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Diaz Lautaro Deputy Vice President for Community Development National
Grist LisaNicolle Executive Director Neighbors Helping Nei hbors
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afﬁliates affordable housing assistance banks Belmont County beneﬁt bill booklet borrowers Center certiﬁcation Chairman NEY clients Committee on Financial Community Action Commission Community Development Corporation consumers Counseling Act counseling industry counselors credit counseling default Dekalb County Director education and counseling Expanding Housing Opportunities families federal ﬁnancial Financial Services ﬁnancing ﬁnd ﬁrst ﬁrst-time foreclosure prevention Forest Community Development Freddie Mac funding GFCDC Green Forest Community Hispanic homebuyer education homeowners homeownership counseling Housing and Community housing counseling agencies housing counseling programs housing counseling services HUD-approved HUD’s issues Latino legislation lenders loss mitigation low-income March 18 Metro Atlanta National Urban League NCLR Neighborhood Reinvestment Corporation NeighborWorks non-proﬁt Ofﬁce Opportunities through Education organizations partnerships payment percent post-purchase pre-purchase predatory lending reﬁnance rental housing Reverse Mortgage signiﬁcant speciﬁc Subcommittee on Housing Successful Homeownership Testimony Thank Urban Velazquez WEICHER