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action Added by P.L. agent agreement annual percentage rate apply approved September ARTICLE assignment authority bill of lading bottomry breach buyer cancellation certificate Chapter claim common carrier compensation consignee consignor consumer credit sale consumer loan contract court credit service charge creditor damages debt debtor deemed deliver delivery deposit depositary discharged dishonored dissolution dollars drawee drawer effective June 30 employee Enacted endorsement enforce entitled entruster filing freightage Guam guaranty hiring holder in due hypothecate instrument issued January 27 lender liability lien limited partner loan finance charge ment mortgage negotiable bill negotiable instrument negotiable receipt notice obligation otherwise owner paid partnership property party payable personal property pledge possession principal provisions purchaser pursuant real property reasonable receive restricting endorsement security interest seller ship specified surety thereof thing third person tion transaction transfer transferor trust receipt trustee unless warehouseman