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Figuring Out Life Insurance Needs
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accumulated dividends age conversion amount of coverage ance annual premium assets beneficiary Best generally available breadwinner breadwinner's buy term buyer cash value insurance cash value policy Chapter Consumers Union cost index CU's decreasing term Department of Insurance disabled dollars earn economatic policy estate taxes expenses face amount Family Income Fund fifth dividend option figures forced savings gift tax guaranteed industry trade group inflation factor insurance agents insurance company insurance coverage Insurance Department insurance needs insurance policy insurance protection interest rate interest-adjusted index interest-adjusted method interest-adjusted net cost interest-adjusted net payment investment mium monthly income mutual fund nonparticipating policies paid participating policies payment index period policy to buy policy's policyholder purchase renewable and convertible Retirement Fund shopper Social Security Social Security benefits surance surviving parent survivors benefits Table term policy TIAA tion twenty-year usually waiver-of-premium rider whole life insurance whole life policy