The Politics of Automobile Insurance Reform: Ideas, Institutions, and Public Policy in North America

Front Cover
Georgetown University Press, Jul 21, 1999 - Political Science - 160 pages

American state and Canadian provincial governments have dealt with rapidly rising auto insurance rates in different ways over the last two decades, a difference many attribute to variances in political pressure exerted by interest groups such as trial attorneys and insurance companies. Edward L. Lascher, Jr., argues that we must consider two additional factors: the importance of politicians’ beliefs about the potential success of various solutions and the role of governmental institutions.

Using case studies from both sides of the border, Lascher shows how different explanations of the problem and different political structures affect insurance reform. In his conclusion, Lascher moves beyond auto insurance to draw implications for regulation and policymaking in other areas.

 

What people are saying - Write a review

We haven't found any reviews in the usual places.

Contents

Introduction Why We Should Care about the Politics of Automobile Insurance Reform
1
AUTOMOBILE INSURANCE REFORM
3
SEPARATION OF POWERS VERSUS WESTMINSTER SYSTEM
7
DATA SUMMARY
9
NOTES TO CHAPTER 1
10
Explaining Policy Choices Pressure versus Ideas
12
PRESSURE THEORY
13
THE POLITICS OF IDEAS
17
CONTEXT
75
THE BATTLE OVER INSURANCE REFORM
76
RHODE ISLAND VERSUS PENNSYLVANIA
81
CONCLUSION
87
NOTES TO CHAPTER 5
88
Different Reform Regimes Ontario
90
CONTEXT FOR THE 19891990 NOFAULT BILL The Ontario Political System
92
THE BATTLE OVER NOFAULT INSURANCE
96

ASSESSING THE INFLUENCE OF PRESSURE AND IDEAS ON AUTOMOBILE INSURANCE REFORM
21
CONCLUSION
22
NOTES TO CHAPTER 2
23
The Profiteering Story and the Pogo Story
24
AN OVERVIEW OF AUTOMOBILE INSURANCE SYSTEMS
25
WHAT WAS THE PROBLEM?
28
POLICY OPTIONS
34
INTEREST GROUP POSITIONS
38
TWO KEY STORIES
40
SUMMARY OF POLICY CHANGES
48
CONCLUSION
49
Reform Enacted Pennsylvania
52
CONTEXT
53
THE BATTLE OVER INSURANCE REFORM
55
EXPLAINING LEGISLATIVE DECISIONS IN PENNSYLVANIA
62
DID ACT 6 WORK?
65
NOTES TO CHAPTER 4
71
Reform Stymied Rhode Island
74
EXPLAINING THE ENACTMENT OF NOFAULT LEGISLATION
99
THE NDP AND PUBLIC AUTOMOBILE INSURANCE
102
NOTES TO CHAPTER 6
104
The Parliamentary System Difference
106
AGGREGATE ANALYSIS
108
MANITOBA SASKATCHEWAN AND HAWAII
111
ALTERNATIVE EXPLANATIONS
115
NOTES TO CHAPTER 7
117
Conclusion Learning from Automobile Insurance Reform
120
BEYOND AUTOMOBILE INSURANCE REFORM
122
CONCLUSION
124
NOTES TO CHAPTER 8
125
Notes on Data Sources
127
SURVEYS
128
References
131
Index
139
Copyright

Other editions - View all

Common terms and phrases

About the author (1999)

Edward L. Lascher Jr., an associate professor in the Graduate Program in Public Policy and Administration at California State University, Sacramento, is the coeditor of Ambition and Beyond: Career Paths of American Politicians.

Bibliographic information