The Pricing and Marketing of Insurance: A Report of the U.S. Department of Justice to the Task Group on Antitrust Immunities |
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agents Ass'n assigned risk plan auto insurance automobile insurance average basis broker bureau rates California Casualty Insurance classification collective merchandising commission competing competitive system competitors consumer cost Court coverage drivers effect factors federal antitrust laws Federal Insurance Administration fire insurance fully competitive health insurance independent pricing individual insurers insurance companies Insurance Department insurance industry insurance rates Jersey joint venture liability insurance loss experience loss ratio Maple Flooring MARKET SHARES Price McCarran-Ferguson Act NAIC Off-Bureau open competition P-L insurance participants Pennsylvania percent pool potential price competition price information primary insurer prior approval private passenger automobile problem property-liability rate regulation rate structure ratemaking rating bureau rating laws rating plans regulatory reinsurance respondent restraint restrictions reverse competition Section SHARES Price Dispersion Sherman Act standard Stanford Research Institute substantial Supp supra note 317 syndicate title company title insurance Topco Associates trending underwriting United