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Weighing the Pros and Cons of SelfInsurance
Understanding State and Territorial
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accident achieve actuarial ance assessment associated benefits captive insurance cash flow claims adjusters claims administrator claims costs claims management claims process commercially insured plan company's Compensation Division controlling losses corporate cost management programs cost savings ensure excess insurance program firm funding goals greater control guaranteed cost plan hapter Overview historical losses impact implementation incurred loss retro industry injured employee insurance carrier insurance company large deductible plan letter of credit lines of coverage loss control programs loss reserves management information system needed offer organization's paid loss retro payroll potential preferred provider organization premium professionals qualified self-insurance plan qualified self-insurance program regulatory result risk financing plans risk management communications risk management information safe work practices safety and loss safety engineer security requirements self-administer self-insured applicant self-insured companies senior management strategies strong safety surety bond third party administrator typically understand workers'compensation workplace