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according apartment applied arbitration clause authority bargaining Bernitz Britain burden of proof claim co-operative compensation concerning Consumer Insurance Act consumer protection Consumer Services Act consumer's contract law Contracts Act costs council housing damages decision defect discussed duty dwellings English law entrepreneur evidence law fact form of tenure grant homeless Housing Act 1985 housing association housing market housing stock important increase individual interest labour landlord legislation liability Market Court mortgage Municipalities organisation owner owner-occupied particular payment person position practice premiums present principle problems Prop purchase reasonable regard relation relationships Rent Act rent control repair rules Section sector situation small businesses small businessman statute statutory sub-tenants subsidies Supreme Court Sweden Swedish Swedish law tenancy associations tenancy protection tenant-owner associations tenant-owner right tenants Terms of Contract travaux preparatoires unfair contract terms University of Stockholm Victorin weaker party