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Board of Governors Officers and List of Members v
Speculative Hazard in Large Policies on Account of Unusual
Selection of Risks for Disability and Double Indemnity
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accident and health actual Actuarial Society addressograph agency agent American Men Table amount annual annuity applicant association average basis believe beneficiary blood pressure Board of Governors cent claims clause coinsurance commissions company's computed considerable contract death diastolic disability benefits discussion dividends employees endowment endowment policy excess interest expected expenses extended insurance extra premium fact favorable funds George Graham give group insurance heart murmur home office impairments increase instalment Institute of Actuaries insurance company investigation issued June 21 lapse rate liability loss exhibit medical director Medico-Actuarial meeting ment method moral hazard November 21 numerical rating system numerical system occupation paid pany paper payable payment pension systems period policyholder practice present value principal company probably question rate of interest reason reinsurance renewal reserve result seems selection of risks standard surplus systolic term tion tuberculosis underwriting valuation