Variable Rate Mortgages: Hearings Before the Committee on Banking, Housing and Urban Affairs, United States Senate, Ninety-fourth Congress, First Session ....
U.S. Government Printing Office, 1975 - Mortgage loans - 495 pages
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able accept additional adjustment allow amount assets average basis believe benefit BOMAR borrowers buyers California CHAIRMAN changes Committee compete competitive concerned consumer continue contract contract rate cost decrease deposits effect existing expected experience fact Federal Home Loan fixed rate mortgage flow fluctuations funds going Government higher Home Loan Bank housing income increase industry inflation initial interest rate issue kind least lenders lending less limit loan associations Loan Bank Board long-term lower monthly payment months mort mortgage loans mortgage rates offer operating option percent period permit portfolio position possible present problem proposed question reason reduce regulations result rise risk savers savings and loan Senator stabilize statement suggested term thrift institutions tions variable rate mortgages VRM's yield