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analysis associated attitudes toward retirement Bereavement beta beta coefficient coefficient of determination Consequences of Major correlated couples deteriorative changes deteriorative life change disability effect of retirement effect of widowhood elderly experienced female sample health and social Health Consequences Health Indicators health status impact increased independent variables interaction interviews Journal of Gerontology Kerckhoff L.K. George latent variables level of social LISREL logistic regression longitudinal study loss of spouse Losses in Later Major Role Losses Married Couples measurement model Measures Major Hypotheses ment mortality multiple negative nomic Nonswitched Nonwidowed older adults older males panel panel data persons poor health poor physical health predictor prior level recency effect Recency of retirement Recency of widowhood retired to nonretired retirement and widowhood retirement attitudes retirement status Role Loss Measure satisfaction significant social participation social security socioeconomic status Structural Equation Model structural equations study sample switchers Table tion widowed widowhood and retirement