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123 West Washington 1981 continued arbitrage borrowers Brown County Bureau of Housing CDBG Conference participants Conservation Program Wisconsin costs deferred payment loans Deferred Program Department of Development DISCUSSION Group discussion leader elderly energy conservation February 9 federal fix-up momentum Ford Foundation funds Green Bay Home Improvement Financing home improvement loans homeowners hood Conservation Program household Housing and Neighborhood HOUSING POLICY IMPLICATIONS housing revenue bonds improvement programs income limits interest rates Johnson Foundation Journal Square median ment Michigan Avenue Chicago million Mortgage Subsidy Bond N.W. Suite N.W. Washington national housing policy Neighborhood Conservation Program p.m. Plenary Session percent Plenary Session Terrace Post Office Box President United private lenders private sector lenders Program Wisconsin Department Racine reinvestment Repairs Req'd Session Terrace Room Street Madison Subsidy Bond Act target areas tax-exempt program Wacker Drive Chicago Washington Avenue Madison West Bend West Washington Avenue Wingspread Conference Wisconsin 123 West Wisconsin Legislature