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RURAL CREDIT FOR THE DEVELOPMENT OF SMALL FARMERS
PADI FARMING IN MUDA IRRIGATION SCHEME
SOURCES OF CREDIT FOR PADI FARMERS IN MUDA AREA
acre Agricultural Development Authority Alor Star amount of loans approved loans Associations Bank Negara Malaysia Bank Pertanian Malaysia commercial banks coupons credit operation debt repayment capacity double croppers double cropping experience in double family labor farm income farm inputs Farm Locality Farmers of Varying fertilizer funds gantangs harvesting hired labor household living expenditure HYVs IBRD income level increase insecticides interest rates Kedah Kelantan Kuala Lumpur land preparation LCCs MADA marketing Muda Agricultural Development Muda area Muda farmers Muda Irrigation Scheme Muda River non-acid soils nursery owner farmers padi cultivation padi farmers padi farming Padi Production Credit payment peasants percent pikul poverty level private agents Production Credit Scheme relongs rent Rice rural credit Second Season sector Short Term Padi small farmers credit socio-economic sources of credit tenant farmers tenure status Term Padi Production total net income tractor Urea varieties Varying Farm Sizes yield zakat