Basel II: Capital Changes in the U.S. Banking System and the Results of the Impact Study : Joint Hearing Before the Subcommittee on Financial Institutions and Consumer Credit and the Subcommittee on Domestic and International Monetary Policy, Trade and Technology of the Committee on Financial Services, U.S. House of Representatives, One Hundred Ninth Congress, First Session, May 11, 2005, Volume 4 |
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Page 8
Capital Changes in the U.S. Banking System and the Results of the Impact Study : Joint Hearing Before the Subcommittee on Financial Institutions and Consumer Credit and the Subcommittee on Domestic and International Monetary Policy ...
Capital Changes in the U.S. Banking System and the Results of the Impact Study : Joint Hearing Before the Subcommittee on Financial Institutions and Consumer Credit and the Subcommittee on Domestic and International Monetary Policy ...
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... banking organizations . Our banking system and financial markets are strong and safe now , but they were not always so in the past two decades . We need now to take the steps to ensure that the current safety and strength is extended ...
... banking organizations . Our banking system and financial markets are strong and safe now , but they were not always so in the past two decades . We need now to take the steps to ensure that the current safety and strength is extended ...
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... banks . With respect to the issue of capital requirements for operational risk , I will make one point . Because Basel II's advance measure- ment approach , or AMA , is complex and expensive , large banking organizations understandably ...
... banks . With respect to the issue of capital requirements for operational risk , I will make one point . Because Basel II's advance measure- ment approach , or AMA , is complex and expensive , large banking organizations understandably ...
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Capital Changes in the U.S. Banking System and the Results of the Impact Study : Joint Hearing Before the Subcommittee on Financial Institutions and Consumer Credit and the Subcommittee on Domestic and International Monetary Policy ...
Capital Changes in the U.S. Banking System and the Results of the Impact Study : Joint Hearing Before the Subcommittee on Financial Institutions and Consumer Credit and the Subcommittee on Domestic and International Monetary Policy ...
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Capital Changes in the U.S. Banking System and the Results of the Impact Study : Joint Hearing Before the Subcommittee on Financial ... organizations are engaging in this sophisti- cated activity and we already are looking at them and ...
Capital Changes in the U.S. Banking System and the Results of the Impact Study : Joint Hearing Before the Subcommittee on Financial ... organizations are engaging in this sophisti- cated activity and we already are looking at them and ...
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Common terms and phrases
adopters Advanced Measurement Approach approach assessment assets bank regulators banking industry banking organizations Basel Accord Basel Capital Accord Basel Committee Basel II banks Basel II capital Basel II Framework Basel II implementation Capital Accord capital charge capital framework capital regime capital requirements capital rules capital standards community banks concerns CONGRE CONGRESS THE LIBRARY cost credit risk Deposit Insurance economic capital exposures FBAs FDIC Federal Reserve financial institutions Follain implement Basel implementation of Basel Institutions and Consumer interest rate risk investment issues leverage ratio leverage requirement LIBRA LIBRARY OF CONGRESS loans losses minimum capital requirements nonadopters operational risk percent portfolio potential QIS-4 results QIS4 real estate reduce regulatory capital regulatory capital requirements residential mortgages RESS risk management risk segment risk sensitivity risk weights safety and soundness securitization significant smaller banks Spencer Bachus Subcommittee on Financial supervisory Tier 1 capital U.S. regulators
Popular passages
Page 49 - System ("Board"), the Federal Deposit Insurance Corporation ("FDIC"), and the Office of Thrift Supervision ("OTS").
Page 206 - Supervision (2006) defines operational risk as "the risk of loss resulting from inadequate or failed internal processes, people and systems or from external events.
Page 194 - Donald E. Powell Chairman Federal Deposit Insurance Corporation 550 1 7th Street, NW Washington. DC 20429 Dear Governor Bies, Director Reich, Comptroller Dugan and Chairman Powell, Based on recent discussions between state and federal banking regulators as well as media reports and Congressional testimony on the findings in the fourth Quantitative Impact Study (Q1S-4) for the "International Convergence of Capital Measurement and Capital Standards: A Revised Framework...
Page 145 - Corporation, the Office of the Comptroller of the Currency, the Office of Thrift Supervision, and the National Credit Union Administration...
Page 140 - Part with respect to certain creditors is assigned to the Comptroller of the Currency, Board of Governors of the Federal Reserve System...
Page 52 - Member Board of Governors of the Federal Reserve System before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Financial Services US House of Representatives...
Page 194 - Office of Thrift Supervision 1 700 G Street, NW Washington, DC 20552 The Honorable Ben S.
Page 94 - Board of Governors of the Federal Reserve System, Federal Deposit Insurance Corporation, Office of the Comptroller of the Currency, and Office of Thrift Supervision, “Interagency Statement on Retail Sales of Nondeposit Investment Products
Page 2 - System, the Office of the Comptroller of the Currency, the Federal Deposit Insurance Corporation and the Federal Home Loan Bank Board. The four named regulators of financial institutions are referred to herein as the "Supervisory Agencies.