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acceptance adverse claim agreement Allegation alteration amount bailee bailee's bailment bailor bearer beneficiary bill of lading bona fide purchaser broker buyer CA2d Cal CEB carrier cause of action certificate charges claimant clearinghouse collecting bank comaker commercial paper Complaint contract corporation customer's damages defendant delivered delivery demand deposit depositary bank discharge DISCUSSION document of title drawer due course duty enforcement execution fiduciary forged indorsement forgery Form former CC Fraud guarantor guaranty holder in due instrument interplead issuance issuer letter of credit liability lien maker ment Name negotiable instruments notice of dishonor obligation official text owner paid parties payable payee payment payor bank plaintiff pleaded Presentment principal provisions reasonable registered registration of transfer rescission seller senser shipment signature signed specified statute Statute of Limitations transaction transfer agent transferor Uniform Commercial Code Waiver warehouse receipt warehouseman Witkin