Ending Mortgage Abuse: Safeguarding Homebuyers : Hearing Before the Subcommittee on Housing, Transportation, and Community Development of the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Tenth Congress, First Session, on Exploring how Homebuyers and Homeowners Can be Safeguarded from Predatory and Abusive Mortgage Products and Practices, Tuesday, June 26, 2007 |
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abusive lending adjustable rate mortgages African Americans Association of REALTORS bank Bankers borrower's Center for Responsible Chairman SCHUMER COMMUNITY REINVESTMENT COALITION Consumer Affairs correspondent lender default delinquency Department of Consumer disclosure economic escrow Federal Reserve fees foreclosure Freddie Mac fully indexed rate fund hearing home loans homeowners homeownership housing income increase interest rate investors June 26 LEONARD licensing loan officers loan originators loan products losing their homes monthly payment mortgage brokers mortgage fraud mortgage industry mortgage loans mortgage market mortgage originators NAMB National Association NATIONAL COMMUNITY REINVESTMENT NCRC's percent predatory lending prepayment penalties problem protections real estate refinancing regulation regulatory REINVESTMENT COALITION NCRC Responsible Lending risk ROBBINS Safeguarding Homebuyers secondary market Senator CASEY Senator CRAPO Senator MENENDEZ South Carolina standards Statement Subcommittee subprime borrowers subprime lending subprime loans subprime market subprime mortgage taxes and insurance Thank transaction underwriting YEZER yield spread premium