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advertising American AT&T bank benefits bill Brazil capital Carl's Jr Catalonia Center Chamber of Commerce Circle compa Computerizing Congress ConSern Corporation costs customers Dale Carnegie deficit Development director Dun & Bradstreet economic employees entrepreneurs ESPN executive export federal firm foreign franchise franchisor Genexus growth income increase industry International investment IVECO KEZA leasing line-item veto loans Ltda major MANAGING YOUR BUSINESS manufacturers maquiladora Mario Andretti MasterCard ment million minimum wage Nation's Business National ness offer operations opportunities owners P.O. Box PACKAGE percent PHOTO president problems profit Reader Service Card retail says sell Small Business Smith Corona success tion trade trucks U.S. Chamber United vice Wal-Mart Washington workers write