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amended amount annual percentage rate Appendix available for withdrawal bank holding company bank's banking day banking organizations batik BHC Act Board business day capital charge carrying value collection commenters consolidated consumer reporting agency deﬁnition depositary bank depository institution determined disclosure discount window federal funds rate Federal Reserve Act Federal Reserve Bank Federal Reserve System ﬁle ﬁled ﬁnal rule ﬁnancial holding company ﬁnancial institution ﬁnancial subsidiary ﬁrst ﬂood foreign bank funds I2 USC identiﬁed interest l2 CFR lenders liquidity facilities loan member bank mortgage nonﬁnancial equity investments nonlocal checks notice ofﬁce ofthe paragraph paying bank payment percent period primary credit prior proposed purchase purposes pursuant received reﬂect Regulation CC regulatory request retumed returned check returning bank risk risk-based capital routing number schedule section 106 securities speciﬁc subpart Tier l capital tion transaction Treasury securities