Health Insurance Demand and Health Risk Management in Rural ChinaGood health is widely believed to be intimately associated with economic growth and development. A number of governments of developing countries have been combating poverty and boosting development through providing adequate access to health care. However, developing countries have been constrained by the limited governmental revenue. Thus, additional resources should be mobilized through appropriate instruments. Health insurance is a highly practical instrument. However, health insurance in rural areas is problematic and the demand for private health insurance and community-based health insurance scheme is inadequate. Taking China as an example, this study estimates the demand for health insurance and analyzes the health risk management of rural households. |
Contents
Major Issues in Health Risk and Rural Development | 8 |
An Overview of Chinas Health Care System | 20 |
X | 26 |
Copyright | |
14 other sections not shown
Common terms and phrases
adverse selection assets average capita cash income Coefficient consumption Contingent Valuation cooperative medical scheme coping strategies costs of illness county hospitals coverage demand for health developing countries diseases due to illness elasticity enrolment rate expenditure extended family Fushun gift and cash half co-payment health care health care financing health facilities health insurance scheme health risk health sector health status household head hypothetical RCMS impact indicators individual informal insurance arrangements Jiange labor logit model moral hazard multinomial logit Nash equilibrium percent premium private health insurance private transfers production receipts relatives repeated game researcher resource mobilization risk averse risk coping risk pool risk sharing role rural areas rural cooperative medical rural health rural households seeking Shiqiao significant significantly social statistically town health centers urban user fees variables village health stations willingness to join willingness to pay World Bank Yanyuan Yuan ZEF survey 2002