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1931 as amended action Administration Agriculture LEGISLATIVE PROVISIONS amount annual percentage rate application attorney authority Board broadcasting Bureau buyer claims Code commercial Comp COMPILED LAW SECTION complaints consumer credit consumer fraud contract cost court coverage credit counseling creditor CSG Act dealer debtor deceptive advertising Department of Agriculture Detroit drugs enforcement established extension of credit Federal Communications Commission Federal Trade Commission fees finance charge financial institutions fraudulent Geritol Government hazards hearing home improvement injunction injury Installment Sales interest Interview issue Johnny Lightning label Laws Ann liability license loan manufacturer ment merchants MICHIGAN COMPILED LAW Misdemeanor PRODUCT Misdemeanor SERVICE NCCUSL Act obtain OFFENSE operating payment person premium problems programs prohibited Prosecutor LEGISLATIVE PROVISIONS protection purchase REGULATORY AGENCY retail rules safety standards sell seller sold Stat sumer Supp supra note tion United States Code utility violations warranty