The Service Area Approach in Practice: A Cross-section StudyStudy on the progress of potential based credit for agriculture in India. |
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01 April ACRC Report activities aggregated VCPs Agricultural Credit Review allocated to nearby allocated villages Bank CCB Bank of India bankers and government based BCP Block Level Bankers Branch Credit Plan branches of CBS CB/RRB branches CBS and RRBs cent BMs Central Cooperative Bank compulsions of banking consolidated VCPs Controlling Office credit budget received Credit Plan BCP credit potential estimation Crop CROSS-SECTION STUDY DCPs District Credit Plans faith in SAA financing government agencies government officials group behavioural skills horticulture implement SAA Lead Bank Level Bankers Committee loan disbursement loan proposal monitoring NABARD past lending trends Plans VCPs potential estimation methods potential estimation skills potential-based credit plans prepared VCPs procedures and compulsions proper potential estimation Rural Development SAA implementation sector Service Area Approach service area branches study revealed Total 50 tractor updated VPs VCP and BCP Village Credit Plans village profiles VP updation Yes No Yes