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Association of America automated automatic document feeder bank's Bell & Howell bonds California cash management CD Infoline Chairman Circle Reader Service community banks Compliance Deskbook Congress Corporation cost customers Daniel Holtz dent bank direct deposit Directors document employees executive vice president FASB fax machines FDIC Federal Reserve Bank Financial Accounting Standards financial institutions FSLIC funds Greencastle Group Hal Morris IBAA Bancard IBAA banks IBAA Board IBAA Loan Participation IBAA member Illinois Independent Bankers Association industry issue jumbo CD legislation Loan Participation Bulletin Louis Rukeyser ment Mercury Cougar million Moola National Bank P.O. Box Participation Bulletin Board payments percent rates Reader Service Card refund anticipation loan regulations S&L crisis Sauk Centre savings says Kerr Security Shank says superstars Thomas Circle thrifts tion tomers transactions Treasury Vendor Express Wolf says