Journal of Housing Research, Volume 4, Issue 2
Office of Housing Policy Research, Fannie Mae, 1993 - Housing
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accepted activity addition aggregate analysis application areas Bank bias borrower Boston Fed census tract characteristics cities coefficient composition conventional loans correlation costs decision default demand dependent determine discrimination disparate DVMP Economics effect empirical equation estimated ethnic evidence examine expected factors Fannie Mae Federal finance finding flow four function geographic groups GUIDELIN HMDA HMDA data households housing housing units included income independent variables indicate individual influence institutions Journal lenders loan application loan origination Mean measures median metropolitan minority mortgage lending mortgage loans mortgage market negative neighborhood Note observations patterns percent percent level Philadelphia population positive presented probability problems purchase race racial ratio recent redlining regression rejection require Research Review risk sample selection significant specification statistical studies supply tion treatment types Urban Variate