College Choices: The Economics of Where to Go, When to Go, and How to Pay for It
Caroline M. Hoxby
University of Chicago Press, Nov 1, 2007 - Education - 335 pages
Aspiring college students and their families have many options. A student can attend an in-state or an out-of-state school, a public or private college, a two-year community college program or a four-year university program. Students can attend full-time and have a bachelor of arts degree by the age of twenty-three or mix college and work, progressing toward a degree more slowly. To make matters more complicated, the array of financial aid available is more complex than ever. Students and their families must weigh federal grants, state merit scholarships, college tax credits, and college savings accounts, just to name a few.
In College Choices, Caroline Hoxby and a distinguished group of economists show how students and their families really make college decisions—how they respond to financial aid options, how peer relationships figure in the decision-making process, and even whether they need mentoring to get through the admissions process. Students of all sorts are considered—from poor students, who may struggle with applications and whether to continue on to college, to high aptitude students who are offered "free rides" at elite schools. College Choices utilizes the best methods and latest data to analyze the college decision-making process, while explaining how changes in aid and admissions practices inform those decisions as well.
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2 The New Merit Aid
3 The Impact of Federal Tax Credits for Higher Education Expenses
Evidence from the 2000 TIAACREF Survey of Participant Finances
5 How Financial Aid Affects Persistence
6 Do and Should Financial Aid Packages Affect Students College Choices?
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academic aﬀect attend college average baseline survey behavior beneﬁts changes choice set COACH students coeﬃcient college attendance college choice college completion college enrollment college’s comprehensive cost Concord-Carlisle students credit-eligible deﬁned degree dents diﬀerent diﬃcult earnings Economic education savings accounts eligible equation estimates FAFSA families federal ﬁgure ﬁnancial aid ﬁnancial assets ﬁnd ﬁrst ﬁxed four-year college freshmen full-time equivalent Georgia graduate grant aid groups Hispanic HOPE Scholarship household human capital impact in-state tuition income increase institutions investment lege LLTC loans merit aid programs Merit Program need-based nonresident enrollment odds ratios oﬀer parents peer eﬀects Pell Grant percent percentage points plans postsecondary propensity score public universities regression Respondent’s response revenues sample SAT score savings programs scholarship share speciﬁcation statistically signiﬁcant stop-out student aid Student’s high school subsidy survey Table tax credits TIAA-CREF tion tuition levels U.S. Census Bureau variables