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" Otherwise, the annual rate change is based primarily on the change in rate for new business — which should reflect the trend in health care costs and utilization. The new business rate was chosen as an index because insurers are heavily penalized if... "
State Efforts to Increase the Availability and Affordability of Health ... - Page 78
by United States. Congress. House. Committee on Small Business. Subcommittee on Antitrust, Impact of Deregulation, and Privatization - 1990 - 172 pages
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Health Care Costs and Lack of Access to Health Insurance: Hearings ..., Part 1

United States. Congress. Senate. Committee on Finance - Government publications - 1991 - 150 pages
...Otherwise, the annual rate change is based primarily on the change in rate for new business—which should reflect the trend in health care costs and...the entire class and incur significant losses. The NAIC Model also requires each insurer to keep on file for examination a detailed description (including...
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Field Hearing on Small Business Health Insurance Needs and ..., Volume 4

United States. Congress. Senate. Committee on Small Business - Business & Economics - 1992 - 84 pages
...coverage is 15 percent. Otherwise, the annual rate change is based primarily on the change in rate for new business — which should reflect the trend...and incur significant losses. The overall rate bands in this Arkansas law as described above are designed to assure that rates will not vary excessively...
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Health Care Reform: The Time Has Come : Hearing Before the Special Committee ...

United States. Congress. Senate. Special Committee on Aging - Business & Economics - 1992 - 450 pages
...duration of coverage is 151. Otherwise, the annual rat* change is based primarily on the change in rate for new business -- which should reflect the trend...uncompetitive for new business; if they keep it too lov, they vould be underpricing the entire class and incur significant losses. The overall rate bands...
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Health Care Reform: The Time Has Come : Hearing Before the Special Committee ...

United States. Congress. Senate. Special Committee on Aging - Business & Economics - 1992 - 358 pages
...rate for new business -- which should reflect the trend in health care costs and utilization. The nev business rate was chosen as an index because insurers...penalized if they cheat: if they raise it too much they vould be uncompetitive for nev business ; if they keep it too low, they would be underpricing the entire...
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