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30 percent access to suburban affluent affordability and availability affordable housing areas of job availability of affordable black central city black families black households Central City Concentration city and suburban class families class households class minorities Concentration index discrimination distributed between central effective employment growth exclusionary zoning exploratory analysis Five Metropolitan Areas hispanic households housing allowances housing problems housing that poor illustrative metropolitan areas inclusionary zoning income class income levels Indianapolis job growth job opportunities located low and moderate metropolitan households minority access minority households moderate cost housing moderate income households moderate-cost housing number of poor particular metropolitan area Percent black central Percent black suburbs Percent central city policy solutions poor families poor households poverty line problems of housing quartile racial integration racial segregation reasonably afford residential segregation suburban areas suburban communities suburban housing opportunities suburban jurisdictions suburban neighborhoods tabulations of published Urban Institute tabulations