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agricultural amount authorized bank acceptances Bank of England bank's bankers banking system bonds borrow branch banking bullion capital stock cash central bank chartered checks circulation coinage commercial bank commercial paper Congress corporations credit instruments currency demand depositors deposits district draft eligible established face value Farm Loan Federal Land banks Federal Reserve Act Federal Reserve agent Federal Reserve banks Federal Reserve Board Federal Reserve notes Federal Reserve System finance foreign funds gold certificates gold coin gold dollar Gold Reserve Act gold standard greenbacks increased interest investment issuing bank legal tender member banks ment metal monetary mortgages National Bank Act national bank notes needs non-member banks note issue obtain open market operations ounce payments permitted price level purchase purpose redeem redemption rediscount Reichsbank reserve cities savings bank sell serve banks silver dollar tion trade acceptance transactions Treasury trust company United States Government York bank