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11 plans adjusting future premiums adjusting reserves administrative annuitants aPMB refers Balances in Relation benefit adjustments benefit modifications Big Six plans Blue Cross Carrier-held reserves special claims costs Claims reserve ending Contingency reserve ending correct reserve Data category 1979 End of Calendar enrollment excess reserves Favorable Results fehb Act funds future premium adjustments government and enrollees government contribution government's contribution government's share health plan mium modifying future benefits nonrefunding plans Offer Most Favorable OPM target level opm's Payments to carrier Percent difference/PMB Percent difference/target PMBa Preferred Levels End preferred minimum balance Premium Adjustments Offer premium and benefit premium income Premium Receipts pro-rata refund program cost-sharing program-wide Receipts and Reserves refers to preferred refund plans Regulating FEHBP Reserves Relation to Preferred reserve adjustment strategies reserve ending balance reserve imbalance reserve shortfall reserve surplus Reserves at End Reserves Balances Results for Regulating Special reserve ending three reserve adjustment Trends in FEHBP