Credit Repair Organizations Act (H.R. 458): Hearing Before the Subcommittee on Consumer Affairs and Coinage of the Committee on Banking, Finance, and Urban Affairs, House of Representatives, One-hundredth Congress, Second Session, on H.R. 458, a Bill to Prevent Consumer Abuse by Credit Repair Organizations, September 15, 1988, Volume 4 |
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Page 19
... improve consumers ' credit records . As presently drafted , H.R. 458 would also encompass those who offer to help ... improved . Since 1984 , 19 states have enacted laws to combat deception by credit repair companies . The State of ...
... improve consumers ' credit records . As presently drafted , H.R. 458 would also encompass those who offer to help ... improved . Since 1984 , 19 states have enacted laws to combat deception by credit repair companies . The State of ...
Page 20
... improve their credit bureau reports and , thus , how to determine when credit repair claims are false . During the past year , in cooperation with consumer and industry groups , we published our most complete consumer guide to date on ...
... improve their credit bureau reports and , thus , how to determine when credit repair claims are false . During the past year , in cooperation with consumer and industry groups , we published our most complete consumer guide to date on ...
Page 29
... improved by the credit repair company . The way the system works now , the credit report must go through the consumer's hand , which gives the consumer an opportunity to learn exactly what is contained in his or her credit report before ...
... improved by the credit repair company . The way the system works now , the credit report must go through the consumer's hand , which gives the consumer an opportunity to learn exactly what is contained in his or her credit report before ...
Page 42
... improve a consumer's credit standing , but in many instances , do little more than relieve consumers of their hard earned cash . 5 Credit repair organizations are companies , which for fees ranging from $ 75 to $ 2,000 , allege that ...
... improve a consumer's credit standing , but in many instances , do little more than relieve consumers of their hard earned cash . 5 Credit repair organizations are companies , which for fees ranging from $ 75 to $ 2,000 , allege that ...
Page 43
... improved credit record is 24 to 36 months of on - time payment history with several establishments and no adverse public record items for the past several years . You see it takes time to " clean " a credit record . It can not be done ...
... improved credit record is 24 to 36 months of on - time payment history with several establishments and no adverse public record items for the past several years . You see it takes time to " clean " a credit record . It can not be done ...
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Common terms and phrases
accurate information adverse information advertising ARNOLD Associated Credit Bureaus Attorney bad credit believe Better Business Bureau bill bonding requirement California Call Chairman ANNUNZIO charge clients consumer credit consumer reporting consumer reporting agency contract correct counselors credit bureau reports credit cards credit clinics credit counseling credit file credit granters credit history credit information credit problems credit rating credit repair businesses credit repair clinics credit repair companies credit repair organization credit repair services Credit Reporting Act credit reporting bureaus Credit Services CREDIT-RITE INC creditors customers debt deleted Design Systems disclosure dispute Donald Gray enforcement Fair Credit Reporting FCRA Federal Trade Commission financing franchises fraud guarantee HALFORD HILER Honorable Frank Annunzio inaccurate investigation Jim Gray Jim Mattox Kurth legislation NRMA operate paid payment PRINS promise record remove Repair Organizations Act ROBERTS says Section statement subcommittee suit sumer surety bond Thank tion WYLIE