The Guide to Personal Budgeting: How to Stretch Your Dollars Through Wise Money ManagementIf at the end of each month you wonder where all your money went, let financial expert David Scott show you how to manage it effectively in this practical, informative book. With the Scott method, you don't need to be a financial whiz to adopt, and stick to, a workable personal budget. By taking the guidance from this book and adding a dash of desire and a little common sense, you can end up with a solid plan for a secure financial future. |
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accumulate actual amount of money annual annuity attain automobile Budget Summary Sheet budgeting period budgeting process calculate cash cell certificate of deposit Clothing Column Common stocks cost credit card cursor debt deposit account dividends dollar earn emergency fund entries estimate example expenditures expense categories family members fees Figure 17 flexible expense forecast Gencorp groceries Historical Expense Record Home mortgage income and spending income sources increase individuals inflation interest rate investment income liabilities loan long-term goals Lotus maintaining a budget market value ment money market account money market funds month Monthly Expense Record mutual funds net worth notebook outstanding balance payments percent personal budget programs purchase retirement plan savings accounts Savings Bonds securities short-term goals spending categories spreadsheet substantial tion U.S. Savings Bonds U.S. Treasury bills vacation Visa credit card Worksheet worth