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Evolving Depository Services in a Changing
Interest and Usury
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agency Agreement amended amount annual percentage rate application authority bank holding companies bank's BHCA bill borrower branch Certificateholders Certificates checking Community Reinvestment Act competition consumer contract cost Court creditor Deed of Trust default depository institution deposits disclosed disclosure effect exempt Federal Home Loan Federal Reserve Board Federal Reserve System fees FHLMC finance charge financial institutions foreign bank funds Home Loan Bank Home Savings increase instruments interest rate investment issue lender liability limit Loan Association Loan Bank Board loan term ment merger monthly payment Mortgage Loans national banks negative amortization notice obligation Office period permitted preemption prepayment proposed purchase rate changes rate mortgage Regulation renewal repurchase repurchase agreement Retail Repo rule Savings and Loan Section security interest Senior Participation specific statement thrifts tion transaction accounts transfer Truth in Lending United usury law