A Complete Guide to Family FinanceEveryone needs to set financial priorities during their lives, but knowing what to do and who to ask for advice is difficult. Whether buying a car or starting a pension, we are bombarded by financial advertising, comment and advice.This important new reference book explains the key elements to personal financial planning and provides the ordinary family with a simple framework for setting financial priorities. A Complete Guide to Family Finance supplies independent advice on:financial planningdebts and loanspensionsinsurancemortgageseducationhealthcareinvestmentsComprehensive and practical in its approach, this book explains the facts in plain English and provides everything you need to know about saving, investing and insuring for the future. |
Contents
Investments | 7 |
Level 1 | 9 |
Financial planning | 24 |
Debts and loans | 47 |
Pensions | 71 |
Inheritance | 103 |
Essential insurance | 119 |
Long Term Care | 135 |
Benefits | 196 |
Inheritance issues and wills | 216 |
Level 3 | 233 |
Investments | 253 |
Property investment | 301 |
Saving for children | 310 |
Offshore | 318 |
Complaining | 331 |
Common terms and phrases
advice amount annuity assets average bank basic benefit bonds borrow broker buy-to-let calculated capital cash cent Chapter charges child choose contributions costs council tax cover debt disabled dividend earnings employer endowment mortgage equity release expensive extra fees Figure financial adviser financial products fund managers Gift Aid gilts guaranteed income increase inflation Inland Revenue interest rate interest-only mortgage investment trusts investors jobseekers allowance lender less loan lump sum month monthly mortgage occupational scheme OEICs offer options paid parents payments pension fund pension scheme period personal finance personal pension portfolio premium bonds premiums purchase rate of interest rate tax repayment retirement risk Salary savings accounts Second Pension shares spouse stakeholder pension stock market Student Loan Company tax-free term types unit trusts usually with-profits with-profits policy