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100 Branches 100 Deposits millions acquired banks assets Availability at Rural bank groups bank holding company bank mergers bank's banking concentration Banking Offices Banking Organizations banking structure banks or bank big banks billion Branch and holding branch banking branch system branching became effective commercial bank deposits commercial banks competition correspondent bank customers December 31 economic Effect of Holding farm lending farm loans farmers FDIC Federal Reserve Bank Federal Reserve Board Federal Reserve System five largest banks Florida FOOTNOTES FOR CHAPTER higher Holding Company Acquisitions Holding Company Affiliation holding company banks holding company systems IBAA Improved Fund Availability income increase independent banks Iowa Jersey Limited branching became markets MBHC affiliation mergers and acquisitions Minnesota multi-office multibank holding companies multibank system National Bank Nebraska Newman Grove number of banking operating percent permitting MBHCs rates small bank statewide branching subsidiary Table total number town U.S. Banks unit banks