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Jan Stevens Assistant Attorney General
Richard Ratcliff Legislative Representative
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administrator ALPERT amendments amount financed annual percentage rate applicable Article assignee Attorney attorney's fees automobile balloon payments California Consumer Credit claims and defenses class actions committee Consumer Affairs Consumer Code Consumer Credit Code consumer credit sales consumer credit transactions consumer loans Consumer Price Index consumer protection contract cost court creditor cross-collateralized current law debt default deferral charge deficiency judgments DEMAURO Department of Consumer department's statement disclosure enacted enforcement escalator clause excess charges existing law Federal Trade Commission federal Truth finance charges going Home Solicitation Sales incorporated increase industrial loan companies installment Insurance late charge Legislature Lending Act liability limited loan brokers penalties percent permit personal property brokers present law prohibited Property Brokers Law real property redraft Rees-Levering Act Regulation repossession Section 5l08 SENATOR SONG statute supervised lenders Truth in Lending unconscionability provision Uniform Consumer Credit Unruh Act usury violations