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100-year floodplain 5-percent initiative ability to demonstrate agency's analytical basis supporting benefit-cost ratio best available data conducting benefit-cost analyses considered cost-effective cost-effectiveness of hazard cost-effectiveness of projects demonstrate the cost-effectiveness determining cost-effectiveness determining the cost-effectiveness difficult to evaluate Disaster Assistance emergency alert systems Emergency Management Agency ensuring that mitigation evaluate against traditional exempt from benefit-cost exempt projects expected costs Federal Emergency Management fema officials fema uses benefit-cost fema's guidance fiscal year 1998 Flood Insurance Program Florida Florida projects future damage future property damage Hazard Mitigation Grant hazard mitigation plan hazard mitigation projects identifying and selecting Mitigation Grant Program narrative that identifies National Flood Insurance officials conducting benefit-cost older disasters percent planning projects prevent future property project funding project's cost-effectiveness projects account projects are cost-effective projects exempted projects from benefit-cost reduce or prevent Region selecting mitigation projects Stafford Act substantially damaged structures tornado tornado warning tornado-related projects