The Service Area Approach in Practice: A Cross-section StudyStudy on the progress of potential based credit for agriculture in India. |
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01 April ACRC Report activities aggregated VCPs allocated to nearby allocated villages Annual Report Bank of India bankers and government based BCP BLBC Block Level Bankers BMs Percentage Bombay Branch Credit Plan branches of CBS CB/RRB branches CBS and RRBs cent BMs compulsions of banking consolidated VCPs Controlling Office credit budget received Credit Plans VCPs credit potential estimation Credit Review Committee Crop CROSS-SECTION STUDY DCPs District Credit Plans faith in SAA financing government agencies Government of India government officials group behavioural skills horticulture implement SAA issue Lead Bank Scheme Level Bankers Committee loan disbursement loan proposal monitoring NABARD past lending trends potential estimation methods potential estimation skills potential-based credit plans prepared VCPs procedures and compulsions proper potential estimation Reserve Bank Rural Development SAA implementation Service Area Approach service area branches study revealed tractor updated VPs VCPs and BCPs Village Credit Plans village profiles VP updation Yes No Yes