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adopted amount Arithmetical Mean bank bear a definite Become Scientific borrow cancelled capital capitalist cause of financial cent Checks civilization commodities condition creating interest bearing creditor class definite relation deflation deposit depression dollar exchange of products Exchange System established existing financial system factor financial panics fortunes function give hands Henry Ford Henry Ward Beecher hoarded important industry inflation interest bearing debts interest charge interest taking Irving Fisher issue keep labor Lake Tahoe land Literary Digest loan look for less ment millions Money Illusion National Ex National Exchange System obliged period philosopher Postage Stamps Postal System practical standpoint present financial system principle problem prosperity realize reason recognize scien scientific relation scientific system service in exchanging System as outlined Technocracy things thinking thought tific tion toil Token Money truth twenty thousand francs wealth wheat