Journal of Housing Research, Volume 2, Issue 2
Office of Housing Policy Research, Fannie Mae, 1991 - Housing
What people are saying - Write a review
We haven't found any reviews in the usual places.
Other editions - View all
Common terms and phrases
28 percent adjusted affordability African-Americans American analysis annual assistance associated average borrowers central changes characteristics cities coefficients Conditional gap dependent determinants developed discrimination economic effect empirical equation estimates expected FAILURE families first-time home fiscal Galster greater higher home buyers homeownership HOPE house price household income households housing costs impact important included income increase indicate initial interest interest rate Journal living loan low-income lower Massey maximum measure median metropolitan Michigan mortgage observations ownership parameter payment Percent needing help percentage period PITI PLAM Policy population positive poverty predicted principal probability probability of homeownership proportion qualify racial ratio region regression relative renters Research residential segregation respectively Review sample significant simulations Social statistical subsidy suggest term unit University urban variables whites zoning
Page 145 - The purpose to be accomplished is really to regulate the mode of living of persons who may hereafter inhabit it. In the last analysis, the result to be accomplished is to classify the population and segregate them according to their income or situation in life.
Page 120 - Wienk, R., C. Reid, J. Simonson, and F. Eggers. 1979. Measuring racial discrimination in American housing markets.
Page 99 - Here are some opinions other people have expressed in connection with black-white relations. Which statement on the card comes closest to how you, yourself, feel? C: "Blacks shouldn't push themselves where they're not wanted." (PUSH) D: "White people have a right to keep blacks out of their neighborhoods if they want to, and blacks should respect that right.
Page 163 - A family that owns its home takes pride in it, maintains it better, gets more pleasure out of it, and has a more wholesome, healthful, and happy atmosphere in which to bring up children.
Page 128 - Income—Income in the AHS is based on the respondent's reply to questions about income during the 12 months prior to interview. It includes amounts reported for wage and salary income, net self-employment income, Social Security or railroad retirement income, public assistance or welfare payments, and all other money income, prior to deductions for taxes or any other purpose.
Page 162 - Your vision is Home. The American Dream is to own a home. The strength of the country is that we are not a nation of landless peasants, but a nation of homeowners. The man on the street needs a simple concept to grasp onto, and it should not be "reform.
Page 162 - Owning something changes behavior in ways that no amount of preaching middle-class values ever could. Democracy can't work without the component that goes to the heart of what freedom is all about — the chance to own a piece of property
Page 145 - In the last analysis, the result to be accomplished is to classify the population and segregate them according to their income or situation in life. The true reason why some persons live in a mansion and others in a shack, why some live in a single-family dwelling and others in a double-family dwelling...
Page 85 - Housing Policy Debate Housing Policy Debate is published quarterly by the Office of Housing Research. The goal of this publication is to stimulate thoughtful and insightful discussion on a broad range of housing issues, including housing policy, home mortgage finance, and international housing finance. Housing Policy Debate is organized in three sections. Forum, Articles, and Current Issues. All articles appearing in the Forum and Articles sections have undergone a double-blind review by members...
Page 116 - Racial discrimination in housing markets in the 1980s: a review of the audit evidence', Journal of Planning Education and Research, 9: 1 65-75.