Federal Student Loans
Nova Science Publishers, Jan 1, 2004 - Business & Economics - 211 pages
Title IV of the Higher Education Act (HEA) authorises the major federal student aid programs, including the student loan programs, which are the largest source of aid for students. In FY2000, the Federal Family Education Loan (FFEL) programs and the Federal Direct Student Loan (DL) program supported an estimated USD33.1 billion in new loan volume. Several types of loans are available: Federal need-based subsidised Stafford loans (under which the government pays the interest while the borrower is in school, a grace period of deferment); unsubsidised Stafford loans; Federal PLUS loans (for parents of undergraduate students); and Federal Consolidation loans. Overall, student loan volume has been increased in recent years, from USD24 billion in FY1994 to USD33 billion in FY2000. The number of loans being made has increased over the same period going from 6,483,000 to 8,618,000. The average amount that individual students are borrowing in any given year has not increased as dramatically. This new book examines important issues related to this cornerstone of American higher education.
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Student Loan Repayment Program for Federal Employees
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allocated amount Average amount Average amount Average award basis points basis risk campus-based programs Center for Education costs Department of Education Dependency status Dependent Education Statistics eligible employees Federal Student Loans financial aid formula FSEOG full-year undergraduates funds guaranty agencies Highest quartile income Lowest quartile income quartiles increased Independent student income interest rate lenders LIBOR loan repayment program Loans or Supplemental Loans to Students National Center National Postsecondary Student payments Pell Grants Percent Percent Percent percentage Postsecondary Student Aid public 4-year institutions publication in Trends rate of return return on assets Sallie Mae Second quartile Senate Student Aid Study student income Lowest student loan program student loan repayment Students SLS subsidized Stafford Loans Supplemental Loans T-bill Table revised December Third quartile Title IV participating Trends in Undergraduate Tuition and fees U.S. Department Undergraduate Borrowing Undergraduate class level unsubsidized loans yield curve