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and-or ashes Association of Funeral beneficiary body box or alternative Bureau of Consumer burial plot cash advance items casket cemetery plot Commission Funeral Industry Committee on Aging Consumer Protection Continental Association crematory Death Benefits depositor direct cremation direct disposition earth burial embalming enacted Federal Trade Federal Trade Commission funds Funeral and Memorial funeral arrangements funeral consumer funeral expenses funeral home Funeral Industry Practices funeral provider funeral rule grave liner Industry Practices Trade interest bearing Jersey less expensive marker mausoleum crypt membership memorial service Memorial Societies Morticians N.W. Washington National Funeral Directors Ohio organization P.O. Box place of death Practices Trade Regulation pre-need plan prearrangement prepayment of funeral RECORDING YOUR WISHES safe deposit box scientific donation services selected Social Security spouse suitable container Suite 530 Washington Suite 600 Milwaukee survivors ThanaCAP Trade Commission Funeral traditional funeral unfinished wood box vault Veterans