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affairs amount balance Bank of England Bank of France bank stock bank's banker bill of lading borrower bought building and loan called capital stock cash certificate certificate of deposit charter circulation coin collateral corporation Corporation bonds cotton counted currency debt demand deposit slip depositors DEVELOPMENT OF BANKING directors discount dividends dollars draft earnings established exchange F1gure farmer Federal Farm Loan Federal Reserve Bank Federal Reserve System Figure find the interest funds give gold indorsed institutions investment investor issued lend liability Liberty Bonds loan associations member banks ment months mortgages Municipal bonds national bank needs paid paper money payable payment person preferred stock purchase Quest1ons for D1scuss1on rate of interest receive savings banks Savings Stamps sell shares statement stockholders surplus Thrift Stamps Treasury Department United usually York
Page 199 - Extravagance rots character ; train youth away from it. On the other hand, the habit of saving money, while it stiffens the will, also brightens the energies. If you would be sure that you are beginning right, begin to save.
Page 4 - that which passes freely from hand to hand throughout the community in final discharge of debts and full payment for commodities, being accepted equally without reference to the character or credit of the person who offers it and without the intention of the person who receives it to consume it or apply it to any other use than in turn to tender it to others in discharge of debts or payment for commodities.
Page 199 - ... We must not gauge our expenditures by the same standard that exists in times of peace. The rights and wishes of the individual must be surrendered to the greater needs of the nation, and it is only through a cultivation of thrift that we can bring ourselves to these sacrifices for the common good. Thrift means the sane administration of one's personal affairs to the end that there shall be the least amount of waste, the least amount of lost motion, and the greatest possible good to oneself and...
Page 42 - A Promissory Note is a written promise to pay a certain sum of money at a specified time.
Page 160 - Treasury in depositing and investing the funds created by this act, a board of investment is hereby created, composed of the Treasurer of the United States, the Comptroller of the Currency, the...
Page 109 - ... Gift of The People of the United States Through the Victory Book Campaign (A. L A. — ARC — US 0.) To the Armed Forces and Merchant Marine i CHRISTOPHER COLUMBUS.
Page 200 - Thrift habits should be formed through the practice of saving time, energy, materials, and money. Ten principles of thrift to be emphasized in the various subjects of the curriculum are: 1. Conservation, in geography and science. 2. Opportunity, in biography. 3. Cooperation, in history and civics. 4. Industry and ideals, in literature and science. 5. Earnings, savings, and investments, in arithmetic. 6. Hygiene and sanitation, in health education. 7. Economy in constructive use of materials, in shop...
Page 199 - Economy is near to the keystone of character and success. A boy that is taught to save his money will rarely be a bad man or a failure ; the man who saves will rise in his trade or profession steadily ; this is inevitable.
Page 120 - Tender is that currency or money which the law authorizes a debtor to tender and requires a creditor to receive in payment of money obligations.