Selected Articles on Social Insurance |
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Common terms and phrases
67th Congress actuarial administration adopted American Labor Legislation amount ance average awards burden Bureau cent charity claims Commission compensation acts competitive compulsory health insurance compulsory insurance contributions cost dependents disability economic efficiency employers established expense fact favor Federal Germany hazards I. M. Rubinow individual industrial accidents injured workers injury insurance carriers insurance companies insurance fund Irene Osgood Andrews Katharine Coman Labor Legislation Review liability Literary Digest loss Massachusetts maternity benefits ment National National Civic Federation nomic Ohio old age pensions organized paid payment pensation pension system persons physician ployers political poverty practically premiums present principle private insurance problem protection rates relief risk savings scheme sickness insurance sions social insurance society stock companies surance thrift tion trade unions unem unemployment insurance United voluntary wage-earners wages weeks widows workmen's compensation laws York
Popular passages
Page 73 - It may be said in a general way that the police power extends to all the great public needs It may be put forth in aid of what is sanctioned by usage, or held by the prevailing morality or strong and preponderant opinion to be greatly and immediately necessary to the public welfare.
Page 102 - The ratings shall be based, as far as practicable, upon the average impairments of earning capacity resulting from such injuries in civil occupations...
Page 212 - The workers of America adhere to voluntary institutions in preference to compulsory systems which are held to be not only impractical but a menace to their rights, welfare and their liberty.
Page 269 - As long as you have taxes upon commodities which are consumed practically by every family in the country, there is no such thing as a non-contributory scheme. If you tax tea and coffee, and partly sugar, beer, and tobacco, you hit everybody one way or another.
Page 244 - In business and in the professions maturity of judgement and ripened experience offset, to some extent, the disadvantage of old age; but in the factory and on the railway, with spade and pick, at the spindle, at the steel converters there are no offsets.
Page 319 - The scheme must aim at encouraging the regular employer and workman, and discriminating against casual engagements. Otherwise it will be subject to the criticism of placing an undue burden on the regular for the benefit of the irregular members of the trade. 10. The scheme must not act as a discouragement to voluntary provision for unemployment, and for that purpose some well-devised plan of co-operation is essential between the State organisation and the voluntary associations which at present provide...
Page 210 - The labor movement aims at constructive results — higher wages, which mean better living for the workers and those dependent upon them; better homes, better clothing, better food, better opportunities and shorter hours of work, which mean relief from over-fatigue, time for recuperation, workers with better physical development and with sustained producing power. Better physical development is in itself an insurance against illness and a degree of unemployment. The short hour workmen with higher...
Page 318 - ... maximum limit to the amount of benefit which can be drawn, both absolutely and in relation to the amount of contribution paid; or, in other words, we must in some way or other secure that the number of weeks for which a workman contributes should bear some relation to his claim upon the fund. Armed with this double weapon of a maximum limit to benefit and of a minimum contribution, the operation of the scheme itself will automatically exclude the loafer.
Page 212 - This governmental regulation tends to fix the citizens of the country into classes, and even divide the wage-workers into classes, and a long established insurance system would tend to make these classes rigid. There is in our country more voluntary social insurance than in any other country of the world. We have institutions whereby voluntary insurance can and will be increased.
Page 276 - It is equitable that deserving persons who during the prime of life have helped to bear the public burdens of the Colony by the payment of taxes, and by opening up its resources by their labour and skill, should receive from the Colony pensions in their old age.