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The Emerging Financial Stresses
in A Search for Solutions
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academic alumni amount annual ANNUAL PERCENTAGE RATE applicant pool approximately assets Bruce Johnstone capital Carnegie Commission changes colleges and universities consolidation Consortium cost Dartmouth College debt decline default educa educational institutions effect eligible lenders enrollments Eric Brown expenditures family income federal government Federal Insured Student financial need FISL freshmen full-cost graduated repayment grams growth rate GSLP Guaranteed Student Loan H H H Harvard higher education insured loans Insured Student Loan interest subsidy major ment middle-income families million Mount Holyoke College NDSL program nine institutions number of students obligations Office of Education parents participating payments percent percentage Policy Committee Private Universities problem quartile repayment period repayment schedule role Sallie Mae Scholastic Aptitude Tests self-help expectation Sloan Study institutions Sloan Study schools sources student borrowers Student Loan Program supplemental loan program Table Technology Loan Fund tions undergraduate education