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acción accordance acreedor acts affidavit affirmative defense agreement alegación amount appeal appoint arrendamiento assets bankruptcy benefit birthright bound brought buyer causa charge children civil class action collateral complaint comprador cont contract contracting parties contratantes contrato Contrato de seguro court may creditor damages death debt debtor declaración deemed defensa afirmativa demanda demandante derecho deudor discharge efecto estate evidence fault fiador fideicomitente given heir heirs held heredero inter vivos interest interrogatorios issue judge judgment judicial Laws legatario loss made make marriage matrimonio matter Montclair mortgage necessary notary notice novación obligación obligation order owner ownership pago partnership party payment person plaintiff possession proceedings promissory note proper provided provisions Puerto Rico purpose real property reason recover recovery right rule same sección security sentencia service share Spanish specified spouses State subject support surety take term termination terms testador testamento testator thereof thereto third time title trial tribunal unless vendee vendor warrant witnesses