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analysis argument assumption banana-pickers bananas banks capital good industries cause cent chapter conclusion consumer's income contraction costs of production crisis demand for capital depression diagram disequilibrium economic system expansion factors of production fall finished commodities Foster and Catchings fraction Hayek hold increase of saving industrial system J. A. Hobson J. M. Keynes Keynes knives labour level of consumption losses maintained Major Douglas ment monetary circulation monetary equilibrium money costs money income output of capital output of consumption payments period physical output physical productivity price level prices of consumption primary factors process of saving producing consumption production of capital production of consumption profits purchasing power quantity Rate of Interest Rate of Investment Rate of Saving reduce relative rise Saving and Investment spending spent stages of production structure of production sumers sumption theory of under-consumption tion total costs Trade Cycle types under-consumption theories under-consumptionists unem unemployment whole