Financial Services Modernization Act of 1999: report of the Committee on Banking, Housing, and Urban Affairs, United States Senate, to accompany S. 900 together with additional views |
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affiliate applicable assets authority bank holding company bank regulators bank subsidiaries banking and commerce banks and thrifts Barnett Bank benefit BHCA Board broker broker-dealer CBO estimates Chairman commercial firms Committee Community Reinvestment Act consumers costs CRA rating defined definition Democratic Members deposit insurance funds enactment engage exemption FDIC February 24 Federal banking agency Federal Deposit Insurance Federal Reserve Federal Reserve Board Federal savings association financial activities financial in nature financial institutions financial services industry financial services modernization financial system foreign bank functional regulation Glass-Steagall Act industrial loan companies insurance companies insurance sales insured depository institution investment last year’s mandates merchant banking million national banks operating subsidiaries permit preemption standard prohibit protection provides qualified regu regulatory reported bill representative office risk safety and soundness SAIF securities firms Senate Services Modernization Act significantly small banks statute Substitute Amendment surance testified tion unitary thrift holding