Banker's Racket Or Consumer Benefit?: A Consumer View of the Single European Market for Financial Services |
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ATMs authorisation banking services Belgium Brussels building societies capital movements card issuer cardholder cash cent charges cheque Commission's Community countries competition consumer credit consumer organisations consumer protection consumer's Convention cost of credit Council of Europe credit card cross-border payments data protection debt draft EC countries EC member countries EFTPOS electronic payment systems established Eurocheque European Banking Federation European Commission example exchange rate financial institutions financial services France funds Germany harmonisation implementation individual consumers insurance markets interest rates intermediaries investment firms investment services firm issue Liberalisation loan market for financial minimum mortgage credit National Consumer Council Netherlands payment cards personal data premiums prepaid cards proposed Directive Recommendation regulatory requirements risk schemes Second Banking Directive single European market single market Spain standardisation throughout the EC transaction transfers Treaty of Rome UCITS unit trusts